Mortgage Myth Busters

Meet the team of Mortgage Myth Busters by using the scrolling arrows right and left.

About Jeff Belonger -

Jeff is a seasoned mortgage banking professional with over 17 years of experience in the industry both as a loan officer and a manager. Combining the winning blend of an outgoing personality with a creative mind, Jeff is committed to helping you make the right decision on which type of mortgage plan best meets your financing needs, so that your dream for buying or refinancing your home can be realized.

Jeff attributes his success to working within a “team concept” mentality. He maintains an excellent working relationship with the Processing and Closing departments so that your deal is managed personally through the entire process.

Finally, Jeff’s commitment to each of his clients extends beyond the closing date. He recognizes that if your experience with him and Infinity Home Mortgage is a positive one, he will have made a customer for life and a good referral source as well.

Prior to working in the mortgage business, Jeff has completed coursework towards a Business Degree at both West Virginia University and Eastern Kentucky University and spent 2 years in the U.S. Army as a Combat Engineer. Jeff enjoys such activities as playing golf and snow skiing. He also enjoys spending time with his nieces and nephews.

Contact Jeff :

e-mail – jbelonger@ihmci.com

cell : 609-440-5133

web site : www.activerain.com/blogs/jeffmortgageman

FHA loans in New Jersey

FHA loans in Florida

FHA loans in Pennsylvania

Testimonials

We had finally found the home we wanted and were working with a mortgage company we had discovered on our own. Unfortunately, what they had advertised was not what they delivered. We were just another “deal” and they had no concept of client service. With our settlement date fast approaching, our realtor recommended Jeff, and thank goodness he did. Jeff walked us through the process step-by-step and remained patient with us at a time when our patience had really run out. Jeff delivered on every promise and our settlement went just as planned. We are truly thankful for everything he did to make the experience a good one.

Terry L. Blair, Sr.
Deborah A. Blair
Pennsauken, NJ

I applied with 4 different mortgage companies who all said that I had to wait a year before buying. My credit was slightly below average, I didn’t have much money to work with, and I was self-employed. I found Jeff on a lead source advertisement. Within 2 hours after speaking to me and asking a lot of questions, he was able to assure me that he could help me. I was very skeptical because of being turned down many times. Even up until the day prior to settlement, my wife and I had our doubts. It happened just as Jeff said it would have. And I have been so appreciated beyond anything to help my family and I with our dreams.

Ted & Rosa Rodriguez – Port Richey, Florida

As a realtor my success absolutely depends upon making the process as easy as possible for my clients. So when one of my clients needs a mortgage company, I always refer them to Jeff. He is available any time of the day, night, and weekends and does everything possible to make it a win-win situation.

Kathy Reinsel
Weichert Realtor – Turnersville , NJ

Earlier this year, I decided to refinance my mortgage to take advantage of the good rates. After three months of working with a mortgage company, I finally had enough and pulled the deal. I got Jeff’s name from a realtor friend of mine and we closed on the refinancing in less than a month at a lower rate. It was such a positive experience that I have referred him to other clients because of his in-depth knowledge of the industry and willingness to do anything to get the job done.

Robert Satterfield
Financial Consultant
Mt. Laurel , NJ

I am a Loan Officer in Frisco Texas and have been in the Mortgage Industry since April 1993. I have two main goals with each transaction. The first goal is to remove your stress when buying your dream home or refinancing your current mortgage. My second goal is to provide exceptional service so that you feel confident in my ability to assist your family and friends when they are ready to refinance their mortgage or purchase a home in Texas.

Links :
Facebook – www.Facebook.com/FriscoMortgage
AR Outside Blog – www.JohnsBlogSite.com
Mortgage Site – www.TexasLoanGuy.com
Twitter – www.Twitter.com/JohnLoanGuy

John R Cannata
Sr. Mortgage Consultant
LegacyTexas Mortgage

1125 Legacy Drive #310
Frisco, TX 75034

Office # 972.325.4912
Fax # 972.668.0595
Cell # 214.728.0449

Mortgage – www.TexasLoanGuy.com
Blog – www.JohnsBlogSite.com

Gerry Suarez is a seasoned mortgage professional in Central Florida. As Senior Vice President and partner at Thomas Mortgage and Financial Services his 24 years of mortgage lending experience have made him a highly regarded leader in the industry. He has seen the mortgage business from all ends having been a banker and a broker and brings that experience to benefit his customers. Licensed to lend in all of Florida Gerry specializes in government loans (FHA, VA and USDA) and first time home buyers. His writing has been featured in the Active Rain real estate website and Localism.com, and Gerry is the Orlando Mortgage Examiner on Examiner.com. He invites you to become his fan on Facebook at Your FHA loan pro and follow him on Twitter at YourFHALoanpro. You can contact him directly at g.suarez@thomasmortgage.com or call toll free 800-788-5100 or cell/text to 352-516-9884. NMLS#310298.

www.cherrycreekmortgage.com/lbettag

630-417-7172

Larry Bettag

Regional Vice President of Cherry Creek Mortgage.

I’ve been a mortgage banker since graduating Law School in 1994. My office is based in Saint Charles, Illinois. Not only am I an originator, I run the Midwest Region for Cherry Creek Mortgage. While I am still a licensed real estate attorney, my passion is working with clients more than any other aspect of the business. I’ve had the privilege of having lent over $500,000,000 to clients during my career. The law degree is just an added benefit to the consumer while helping youwith your home ownership needs.

Prior to joining Cherry Creek Mortgage, I spent 7 years working at Norwest Mortgage. In 2000, I moved over to Cherry Creek Mortgage and have been promoted up to Regional Vice-President serving Illiniois, Wisconsin, Minnesota, Iowa and Missouri.

I’m been married since 1997. We have custody of my wife’s niece, Jessi and have 5 children 11, 9, 7, 5 and 3.

In my free time, I enjoy hiking in Colorado. I love fishing in the Arctic and playing disc golf.

As the SOCALmtgpro Colleen Craig has been passionate about the real estate industry since 1986, building her career by learning every aspect of the real estate and financing business. This includes buying and selling real estate along with every aspect of the mortgage business. From back office support including opening loans, processing, underwriting, closing, supervising the entire process and finally originating applications. This experience enabled her to guide each and every one of her clients through the loan process from beginning to end, ensuring a smooth, stress-free process.

Her mission is to share the knowledge that she has gained, and to help every person individually by listening carefully to the needs of each situation. There are many mortgage options and a different program to meet each individual needs. By getting to know your situation, she will design a mortgage program that is best fit for you now and in the future. As an educator not only to first time buyers, move up buyers & seasoned investors, she loves to help people who have the desire to become a real estate investor but do not know where to start.

Serving all of Sunny California!

Colleen Craig
Skyline Financial Corporation
28008 Harrison Parkway
Valencia, CA 91355
661-310-8536
NMLS# 254430

Links:

Mortgage Site - www.colleencraig.com
Blog Site – www.socalmtgproblog.com
Activerain - www.activerain/blogs/ccraig
Facebook – www.facebook.com/socalmtgpro
Twitter - www.twitter.com/socalmtgpro

Robert D. Ashby is the owner of Solid Rock Mortgage Corporation located in Pembroke Pines, FL. He is also a pilot for a major air carrier, currently flying as First Officer on the Boeing 757 and Boeing 767 aircraft flying internationally, mostly to South America. Mr. Ashby had aspired to be a pilot since he was in sixth grade, developing an overwhelming passion for flying which helped him break through obstacles and attain his “dream job.” That same level of passion continues to drive him today, only now it is directed at helping Americans better their finances, particularly through the strategic use of their mortgage.

Mr. Ashby started the process by attaining his Series 6 and 63 securities licenses along with Life and Health licenses while he was in VA. After moving to FL, his thoughts again focused on helping Americans with their finances, only this time he would focus on “mortgage planning”, which back then didn’t even have a formal name, since very few mortgage professionals truly understood the impact of a mortgage on one’s overall financial plans and that most financial advisors didn’t even include the mortgage in their clients’ plans. As a result, he began his mortgage career in March 2003 and opened his own business in March 2004, dedicating himself to truly understanding how mortgages work and the best strategies to use in varying situations to help Americans improve their financial health.

Mr. Ashby became the first Certified Mortgage Planning Specialist in the state of Florida, and the 28th in the entire nation. He developed his own unique mortgage planning process, called MEDS (Managing Equity and Debt Strategically)™ , which was developed through the combination of his financial services background and that of mortgage planning, starting with a financial questionnaire versus the loan application. He was the first to develop specific strategies, such as the combination of a mortgage acceleration strategy with that of Equity Harvesting, blogging about this strategy years before Douglas Andrew mentioned it.

Mr. Ashby has also been included in several articles by the media and among other notable real estate blogs. Some names of media outlets you may recognize that have included him are MarketWatch, Inman News, and even FOX Business News. He also contributed to Agent Genius and Lenderama in the past. Currently, Mr. Ashby is not originating loans, focusing rather on the consumer advocacy aspect and starting a new, unique service, titled Mortgage Air. He is also committed to Florida Mortgage Daily, the first blog that publicly forecast mortgage rates, and has done so for many years with a high degree of accuracy. Additionally, he is reworking Florida Mortgage Report, one of is blogs, along with starting MBS Commentary as a result of mortgage professionals seeking his advice.

Ken Cook, Jr.
AmericaHomeKey, Inc.

http://kennycook.com

678-439-8683

Coming from a family of real estate agents, investors and builders Ken got an early start by helping his father clean out and rehabilitate investment properties as far back as 1973. When the crash came in the late 70s and early 80s Ken had first hand witness of how housing values and lending practices affect you, the buyer and homeowner who are looking for shelter for your family. It was those days which make him an aggressive proponent of buyer’s rights and gives him the drive to maintain the highest integrity for you.

Since those days there have been many ups and downs in both the housing and banking industry and now we have experienced, together, one of the most challenging times in our lives. This experience along with having served as Director of Operations for NovaStar Home Mortgage and Vice President of Novation has given Ken the experience you can trust to be your mortgage professional. He now serves as Community Outreach Leader (and Senior Mortgage Loan Originator) at AmericaHomeKey, Inc. in Atlanta, Georgia and specializes in home loans, FHA – Fannie Mae – Freddie Mac – VA, in the Georgia region.

NMLS ID 208452

Integrity & Knowledge

Gary prides himself on being a professional through every step of the transaction. He has made a choice of not trying to be a fit for all individuals, but instead choosing to work with those that he is best suited to help.

Having focused knowledge of his client’s specific loan programs and products allows Gary to create better and stronger relationships with customers.

Trusted Advisor

Gary Miljour has over 15 years of experience in the Real Estate and Mortgage Services Industry. His studies in business management have prepared him to consult, educate and guide his clients into solid mortgage solutions. You can put your trust in Gary to get the job done.